To serve global users safely and productively, LLMs need culture-specific knowledge that might not be learned during pre-training. How do we find such knowledge that is (1) salient to in-group users, but (2) unknown to LLMs? The most common solutions are single-initiative: either researchers define challenging questions that users passively answer (traditional annotation), or users actively produce data that researchers structure as benchmarks (knowledge extraction). The process would benefit from mixed-initiative collaboration, where users guide the process to meaningfully reflect their cultures, and LLMs steer the process towards more challenging questions that meet the researcher's goals. We propose a mixed-initiative methodology called CultureCartography. Here, an LLM initializes annotation with questions for which it has low-confidence answers, making explicit both its prior knowledge and the gaps therein. This allows a human respondent to fill these gaps and steer the model towards salient topics through direct edits. We implement this methodology as a tool called CultureExplorer. Compared to a baseline where humans answer LLM-proposed questions, we find that CultureExplorer more effectively produces knowledge that leading models like DeepSeek R1 and GPT-4o are missing, even with web search. Fine-tuning on this data boosts the accuracy of Llama-3.1-8B by up to 19.2% on related culture benchmarks.

Context: Financial system stability is determined by the condition of the banking system. A bank failure can destroy the stability of the financial system, as banks are subject to systemic risk, affecting not only individual banks but also segments or the entire financial system. Calculating the probability of a bank going bankrupt is one way to ensure the banking system is safe and sound. Existing literature and limitations: Statistical models, such as Altman's Z-Score, are one of the common techniques for developing a bankruptcy prediction model. However, statistical methods rely on rigid and sometimes irrelevant assumptions, which can result in low forecast accuracy. New approaches are necessary. Objective of the research: Bankruptcy models are developed using machine learning techniques, such as logistic regression (LR), random forest (RF), and support vector machines (SVM). According to several studies, machine learning is also more accurate and effective than statistical methods for categorising and forecasting banking risk management. Present Research: The commercial bank data are derived from the annual financial statements of 44 active banks and 21 bankrupt banks in Turkey from 1994 to 2004, and the rural bank data are derived from the quarterly financial reports of 43 active and 43 bankrupt rural banks in Indonesia between 2013 and 2019. Five rural banks in Indonesia have also been selected to demonstrate the feasibility of analysing bank bankruptcy trends. Findings and implications: The results of the research experiments show that RF can forecast data from commercial banks with a 90% accuracy rate. Furthermore, the three machine learning methods proposed accurately predict the likelihood of rural bank bankruptcy. Contribution and Conclusion: The proposed innovative machine learning approach help to implement policies that reduce the costs of bankruptcy.

There is an emerging effort to develop NLP for Indonesias 700+ local languages, but progress remains costly due to the need for direct engagement with native speakers. However, it is unclear what these language communities truly need from language technology. To address this, we conduct a nationwide survey to assess the actual needs of native speakers in Indonesia. Our findings indicate that addressing language barriers, particularly through machine translation and information retrieval, is the most critical priority. Although there is strong enthusiasm for advancements in language technology, concerns around privacy, bias, and the use of public data for AI training highlight the need for greater transparency and clear communication to support broader AI adoption.

As one of the world's most populous countries, with 700 languages spoken, Indonesia is behind in terms of NLP progress. We introduce LoraxBench, a benchmark that focuses on low-resource languages of Indonesia and covers 6 diverse tasks: reading comprehension, open-domain QA, language inference, causal reasoning, translation, and cultural QA. Our dataset covers 20 languages, with the addition of two formality registers for three languages. We evaluate a diverse set of multilingual and region-focused LLMs and found that this benchmark is challenging. We note a visible discrepancy between performance in Indonesian and other languages, especially the low-resource ones. There is no clear lead when using a region-specific model as opposed to the general multilingual model. Lastly, we show that a change in register affects model performance, especially with registers not commonly found in social media, such as high-level politeness `Krama' Javanese.

In Indonesia, local languages play an integral role in the culture. However, the available Indonesian language resources still fall into the category of limited data in the Natural Language Processing (NLP) field. This is become problematic when build NLP model for these languages. To address this gap, we introduce Bhinneka Korpus, a multilingual parallel corpus featuring five Indonesian local languages. Our goal is to enhance access and utilization of these resources, extending their reach within the country. We explained in a detail the dataset collection process and associated challenges. Additionally, we experimented with translation task using the IBM Model 1 due to data constraints. The result showed that the performance of each language already shows good indications for further development. Challenges such as lexical variation, smoothing effects, and cross-linguistic variability are discussed. We intend to evaluate the corpus using advanced NLP techniques for low-resource languages, paving the way for multilingual translation models.

We present NusaCrowd, a collaborative initiative to collect and unify existing resources for Indonesian languages, including opening access to previously non-public resources. Through this initiative, we have brought together 137 datasets and 118 standardized data loaders. The quality of the datasets has been assessed manually and automatically, and their value is demonstrated through multiple experiments. NusaCrowd's data collection enables the creation of the first zero-shot benchmarks for natural language understanding and generation in Indonesian and the local languages of Indonesia. Furthermore, NusaCrowd brings the creation of the first multilingual automatic speech recognition benchmark in Indonesian and the local languages of Indonesia. Our work strives to advance natural language processing (NLP) research for languages that are under-represented despite being widely spoken.

Natural language processing (NLP) has a significant impact on society via technologies such as machine translation and search engines. Despite its success, NLP technology is only widely available for high-resource languages such as English and Chinese, while it remains inaccessible to many languages due to the unavailability of data resources and benchmarks. In this work, we focus on developing resources for languages in Indonesia. Despite being the second most linguistically diverse country, most languages in Indonesia are categorized as endangered and some are even extinct. We develop the first-ever parallel resource for 10 low-resource languages in Indonesia. Our resource includes datasets, a multi-task benchmark, and lexicons, as well as a parallel Indonesian-English dataset. We provide extensive analyses and describe the challenges when creating such resources. We hope that our work can spark NLP research on Indonesian and other underrepresented languages.

At the center of the underlying issues that halt Indonesian natural language processing (NLP) research advancement, we find data scarcity. Resources in Indonesian languages, especially the local ones, are extremely scarce and underrepresented. Many Indonesian researchers do not publish their dataset. Furthermore, the few public datasets that we have are scattered across different platforms, thus makes performing reproducible and data-centric research in Indonesian NLP even more arduous. Rising to this challenge, we initiate the first Indonesian NLP crowdsourcing effort, NusaCrowd. NusaCrowd strives to provide the largest datasheets aggregation with standardized data loading for NLP tasks in all Indonesian languages. By enabling open and centralized access to Indonesian NLP resources, we hope NusaCrowd can tackle the data scarcity problem hindering NLP progress in Indonesia and bring NLP practitioners to move towards collaboration.

Reanalysis datasets combining numerical physics models and limited observations to generate a synthesised estimate of variables in an Earth system, are prone to biases against ground truth. Biases identified with the NASA Modern-Era Retrospective Analysis for Research and Applications, Version 2 (MERRA-2) aerosol optical depth (AOD) dataset, against the Aerosol Robotic Network (AERONET) ground measurements in previous studies, motivated the development of a deep learning based AOD prediction model globally. This study combines a convolutional neural network (CNN) with MERRA-2, tested against all AERONET sites. The new hybrid CNN-based model provides better estimates validated versus AERONET ground truth, than only using MERRA-2 reanalysis.